The Best Buy Credit Card is primarily designed for customers in the U.S. and is not available for residents in the UK. While you can use the card for purchases at Best Buy stores and online in the U.S., it may not be usable for international transactions or purchases from Best Buy’s UK site Best Buy Credit Card Overview
- The My Best Buy credit card is an in-store credit card that can only be used at Best Buy stores and on the Best Buy website.
- It is not affiliated with major financial networks like MasterCard or Visa, limiting its use to Best Buy locations.
- Best Buy also offers a co-branded Best Buy Mastercard or Visa credit card, which can be used anywhere MasterCard is accepted.
Rewards and Benefits
- Cardholders earn 5% back in rewards on purchases, with Elite Plus members earning 6%.
- Special financing options are available for purchases over certain amounts, allowing for interest-free payments if balances are paid off on time.
- The card has a high-interest rate, equal to the prime rate plus 21.99%, and a late payment penalty of up to $40.
International Use
- The Best Buy credit card can be used internationally if it is the co-branded Visa card, which has no foreign transaction fees.
- The My Best Buy store card is not designed for international use and is limited to U.S. transactions only.
Leave a Reply